P2P OTC desk for pump.fun coins
Sell or buy any pump.fun coin for SOL or USDC at a price both sides agree up front, or borrow against your xStocks. Nothing touches a pool, so the chart never moves.
The OTC desk between two traders
Your price,
your terms
TSLAx max LTV
25%
NVDAx max LTV
40%
AAPLx max LTV
55%
SPYx max LTV
70%
COINx max LTV
20%
AMDx max LTV
35%
MSFTx max LTV
50%
QQQx max LTV
65%
Your LTV, set for every xStock.
Lenders set a max LTV for every xStock they accept, so steadier names can back bigger loans than volatile ones. If a loan crosses its liquidation LTV or passes its due date unpaid, the collateral is credited straight to the lender.
Any coin, any xStock.
Paste any pump.fun mint, still on the bonding curve or already graduated, and trade it for SOL or USDC. Lenders pick exactly which of the 33 xStocks they take as collateral, from NVDAx to SPYx.
Agreed price, full ledger.
Both sides see the exact price before anything moves, and a fill is refused if the offer changed by a single unit. OTC PAD holds deposits in its treasury and records every balance in its ledger, and any free balance can be withdrawn anytime.
- Bid
- Ask
- Last
- Bid
- Ask
- Last
- Current
- Liquidation
Live prices from the deepest pool.
Every coin and xStock is priced from its deepest pool, with a liquidity floor so a thin pool can never set the price. Offers pause if the market drifts more than 10% from the agreed price, and every loan’s LTV tracks the live price.
Protocol
Simple, fair and transparent
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Price agreed up front
Every trade shows its exact price per coin and how far it sits from the market. The taker agrees to that price, and nothing moves if it changes.
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Treasury and ledger
OTC PAD holds deposits in its treasury and tracks every balance in its ledger, so you always know what is yours, what is in escrow and what is out on loan.
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Clear default rules
If a loan passes its liquidation LTV or reaches its due date unpaid, the xStock collateral is credited to the lender. When the borrower repays, it is released.
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Withdraw anytime
Any balance not tied up in an open trade or loan can be withdrawn whenever you like. OTC PAD charges nothing, you only pay the Solana network fee.
Ways to use OTC PAD
Sell a bag without a dump
Post your pump.fun coin for SOL and let buyers fill it off the chart
Buy size at a fixed price
Post a buy offer in SOL or USDC and get filled at exactly your price
Price it near the market
Nudge your offer up to 10% above or below the live rate
Borrow SOL against NVDAx
Keep your NVDAx exposure and get SOL in one step
Borrow USDC against SPYx
Unlock stable liquidity from an index position without selling it
Compare open listings
Filter listings by SOL or USDC and the xStocks they accept
Repay and get xStocks back
Repay before the due date and your collateral is released
Track trades and loans
See every open offer, fill, loan and its LTV in one place
Lend SOL or USDC
Post a listing with your own APR, term and LTV per xStock
Use cases
Liquidity for every bag
on Solana
Borrow SOL against your NVDAx without selling a share
Lend USDC and accept only AAPLx and other blue chips you already trust
- Borrowers
- SOL
Unlock liquidity from your TSLAx position, keep all of the upside and repay any time before the due date
- Lenders
- USDC
Earn a fixed APR on USDC with SPYx as collateral
- Borrowers
- USDC
Borrow USDC against your MSFTx at a fixed rate you know from day one
- Lenders
- SOL
Put idle SOL to work with loans backed by METAx
- Borrowers
- SOL
Borrow SOL against QQQx for a set term and get your shares back when you repay
Features
- Custom LTV per xStock
- 33 xStocks as collateral
- SOL and USDC loans
- Fixed APR set by the lender
- Lender-set loan duration
- Treasury-held deposits
- Full balance ledger
- Instant settlement
- Any pump.fun coin
- Withdraw anytime
- Price agreed up front
- Partial or all or nothing fills
- Repay before the due date
- Collateral back on repayment
Start here
- Guide
- App